First home buyers
Buying your first home off-the-plan
Buying your first home is an exciting milestone, but it can also be daunting if you’re unfamiliar with off-the-plan purchasing.
At Jones Realty, we’re here to guide you through the off the plan buying process, ensuring you are well-informed and supported as you enter the Perth housing market with confidence.
Understand available grants
Learn about first home buyer grants, concessions and the costs involved in purchasing.
Know your borrowing capacity
Understand your budget and explore mortgage options suited to your circumstances.
Find the right opportunity
Explore off-the-plan homes and locations that align with your needs and budget.
Featured properties
Explore available off-the-plan apartments, townhouses and residential developments across Perth.
How we help first home buyers
Our team at Jones Realty is dedicated to making your first home buying experience smooth and stress-free. Here’s how we assist you:
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Understanding borrowing capacity
We assist you in determining your borrowing capacity to help you make informed decisions about your budget. -
Cost & contract clarity
We help you understand all associated costs and navigate through contracts to avoid any surprises. -
Finance assistance
Our experts provide support in securing a mortgage that suits your financial situation.
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First Home Owners Grant assistance
We guide you through the process of applying for and utilising the First Home Owners Grant. -
Finding the right property
We help you find the perfect property and location that match your needs and lifestyle. -
Off-the-plan buying
We'll help you understand the off-the-plan buying process and whether it would be suitable to your circumstances and/or property goals.
From start to finish, our team is dedicated to making your journey to homeownership as smooth and stress-free as possible.
Contact us today to get started on your home buying journey.
Jones Realty & Projects have been an absolute joy to partner with throughout our off-the-plan purchase at Olive Street. We were initially drawn in by the location and architectural mock-ups, but it was Simon Atkins’ kindness, knowledge and patience that truly gave us confidence and made Olive Street our clear choice over other developments we considered.
Buying into the Australian property market felt daunting at first — new terminology, FIRB, settlement processes and strata — but Simon’s calm guidance, Nicole’s clear updates, and Emily’s support made everything far easier and less stressful than it could have been. The team’s communication was excellent, and the PDF factsheets and engaging video content (especially on strata) were genuinely helpful.
We’ve been struck by the integrity, professionalism and care Jones brought at every step, and we love the quality of the finish, the thoughtful design and amenities, and the mural artwork. We would 100% recommend Jones Realty & Projects — five stars for service, trust, professionalism and people — and they’ll be our first call again.
Mark T. (Olive St Purchaser)
Annette Henshall was friendly, knowledgeable and highly professional throughout my off-the-plan purchase at Olive Street Apartments in Subiaco. The team kept me up to date and were very quick to help whenever I needed answers, which made the process much easier. My expectations were exceeded and I’m very happy with the outcome — my favourite part is the location, and the apartment itself is beautiful with high-quality finishes. I’d definitely recommend Jones Realty & Projects and would choose them again.
Morena F. (Olive St Purchaser)
I wanted to take a moment to express my appreciation for the fantastic service I received, especially from Nicole. The communication with her was always smooth, and she was dedicated to understanding exactly what I wanted. I also want to acknowledge Brett from the development team for his efforts with the windows. It’s been 20 days since I moved into my new apartment, and it’s been amazing! I’m excited to see the view every morning. Your teamwork has truly made a difference, and I’m looking forward to enjoying my new space. Thank you all for your support!
Pooria S. (One Richardson Purchaser)
I needed something that was ready to move into as I had my property in Mandurah on the market and I knew it would sell quickly. Annette is amazing! She is such a terrific asset to your team, she is professional, thorough but extremely personable and understanding as well. I was going through the hardest time of my life at the time of buying and selling my property. My wife was in palliative care while I was going through the process. My wife was generally the one who handled all the banking and would have been the one organising us moving so I was in uncharted waters. Annette helped me at every stage along the way and nothing was too much trouble for her. I couldn't have got through this without her, my wife ended up passing away during settlement. Annette made everything as easy as possible for me and I could never thank her enough for that.
Ryan S. (The Precinct Purchaser)
Simon not only guided us throughout the process through several informative sessions at the office but helped set us up with Mortgage brokers and Property Managers. This in turn has steered us towards a specialist tax agent so in essence, "A one stop shop". On top of all this, My Wife Lucy loves him. His honest approach made her feel at ease where others have made her skeptical which is why we have waited so long to begin our Journey. Your knowledge and experience is exceptional. If you suggested to us to buy in a certain area, I'd seriously consider it. Both Properties we purchased have already gained in value and set us up for a much better retirement. I'm passing much of what I have learned onto my own Children and friends. You are the epitome of an exemplary business. I wish we met sooner.
Steve & Lucy G. (One Richardson Purchaser)
As a first time foreign buyer, we are very fortunate to have Simon as our agent to explain everything we needed to know. We appreciate your buyer-oriented approach; your efforts have made the property purchase a pleasant (and much less stressful) experience to us.
Betty L, (Modele Purchaser)
Resource hub
Frequent first home buyer questions
Can I use the First Home Owner Grant on an off the plan purchase?
Yes. WA’s FHOG applies to new homes, including apartments bought off the plan, provided you meet the eligibility criteria and it’s your first home. The grant is paid at settlement, not at signing, so it doesn’t help with your deposit.
Do I get a stamp duty concession as a first home buyer?
WA offers first home owner stamp duty concessions based on the property value, with a full exemption below one threshold and a reduced rate up to another. Thresholds change, so confirm the current figures with your settlement agent before you sign.
I only have a small deposit. Is off the plan still realistic?
Often it’s the easier path. You secure the property with 10% now, or a deposit bond, and have the full construction period to keep saving before settlement. That runway is the single biggest advantage of buying off the plan as a first home buyer.
Will my grant or concession be affected if I lease the property out?
Yes. Most first home buyer benefits require you to move in within a set period and live there for a minimum term. If you intend to rent it out from day one, you’ll likely be treated as an investor and lose access to those concessions.
How do I know which apartment to pick if I can't walk through it?
Start with the things you can’t change: aspect, level and outlook. Everything else, from finishes to furniture, is adjustable later. North and east facing apartments get better morning light and are easier to keep comfortable year round. Higher floors buy you outlook and quiet but cost more per square metre.
Then work with what’s in front of you. Every plan is drawn to scale, so you can measure your existing furniture and lay it out on the floor plan before you commit. Check the internal area separately from the balcony area, because two apartments quoted at the same total size can live very differently. Look at where the windows sit, where light enters, and how the living space connects to the outdoor space.
Beyond that, we can show you the exact view line from your lot, walk you through the display suite and finishes boards, and put you in the same apartment type in a completed building where possible. If you tell us how you actually live, whether that’s working from home, hosting, or wanting a quiet corner away from the lift core, we’ll narrow the shortlist down to two or three lots rather than leaving you to guess across the whole stack.
